Payment Information

Please note: Saddleback Acceptance does not accept payments directly through this or any other web site other than through MoneyGram, PayNearMe or Expitrans websites. For your convenience the links for these payment options are listed below.

You can send your payments to us at:
SADDLEBACK ACCEPTANCE CORPORATION
PO BOX 11119
SANTA ANA, CA 92711-1119

Good News!
For your convenience you can use Money Gram Express Payment to pay your bill with us.

Now 2 ways to make your Saddleback Acceptance payment TODAY using MoneyGram.

1. In person payment: walk in payments are available at approximately 35,000 MoneyGram agent locations nationwide including Walmart and CVS/pharmacy. MoneyGram charges approximately $13.99 for this service if your payment is less than $500.00. Click here to find the MoneyGram agent nearest you, or call 1-800-MONEYGRAM (1-800-926-9400). You will need to bring your billing statement from us for your account number. Use Saddleback Acceptance Receive Code 6111
2. Online: to pay your bill by MoneyGram online using a credit card (or debit card with Visa / MasterCard logo), click on www.moneygram.com and select Pay Bills. Enter the Saddleback Acceptance Receive Code 6111 and follow the instructions on screen to complete your payment. MoneyGram charges a fee of $12.99 for this service and you can send up to $500 per transaction.

• NEW! Need to make a payment with CASH on your account TODAY? No problem!
• PayNearMe is a same day guaranteed transaction for only $4.99 for up to $1,000.
• First, generate your PayCode by going to www.paynearme.com/saddleback from your computer or smart phone. Enter your 9 digit account #.
• Then take your PayNearMe PayCode to a participating 7-Eleven (24/7), Family Dollar, or ACE Cash Express.
• Once you are at the store, tell the cashier to follow the steps on the PaySlip or your smart phone.
• If you prefer to use your debit card or a “check by phone” transaction, please call us at 714-558-2070 and we’ll forward you the link to do so and follow the instructions
• If you prefer a PayNearMe barcode emailed to you, call Saddleback Acceptance at 714-558-2070.
• If you have any PayNearMe questions, call 888-714-0004.

You can now make your payment by credit card from your smart phone!

• ExpiTrans is a same day guaranteed transaction that can be made by clicking on the following link:
  https://saddleback.epayment.loan/
• Enter your verifying information (name and last 4 digits of your SSN) and follow the instructions on the screen
• ExpiTrans charges a fee of $7.00 per transaction for this service and you can send up to $750.00 per transaction.
• If you have any ExpiTrans questions, call us at 888-359-2369 / 714-558-2070

LATE CHARGES
You can avoid late charges by making the monthly payment for the exact amount due as indicated on your statement on or before the due date. Please refer to your installment contract for the details regarding the assessment of late charges on your account.

Any payment made by 5pm Monday – Friday (except holidays) will be immediately credited to your account that same day. Payments made after 5pm on Friday or the day preceding a holiday will be processed on the next open business day. Please schedule payments accordingly to avoid late fee assessment as payments may not be processed when our office is closed. Please keep the PayNearMe or MoneyGram reference number that confirms your payment.

MISCELLANEOUS CHARGES
Miscellaneous charges that may be added to your account may consist of unpaid fees, penalties, and expenses incurred on your vehicle. These fees and expenses include, but are not limited to, taxes, towing, repair bills, storage bills, fines and attorney fees. Please refer to your installment contract for details.